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Per the Fair Credit Reporting Act, landlords must send written notice to a rental applicant not only if s/he is denied tenancy, but also when the tenant is approved if that approval is conditioned on an increase in the tenant’s obligations. An “adverse action notice” must be sent if any of the following occurs:
An application is rejected
An increased deposit is required
Last month’s rent is required when normally not required
A co-signer is required
The notice must include specific information regarding the applicant’s rights, which credit bureau was used and how the applicant can dispute the results.
