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In addition, many HOAs have large deductibles in order to keep premiums down. Finally, the HOA policy will not cover landlord liability. Even if the mortgage company doesn’t require additional insurance, your client should talk to an insurance agent.
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There are no warranties, express or implied, including fitness for a particular purpose, made with respect to this communication. Nothing found herein should be construed as an attempt to offer or render a legal opinion or otherwise engage in the practice of law. You should obtain the advice of an attorney well versed in these matters.
